Powering everyday India

Payments that move
with you.

One trusted ecosystem for fast digital payments, assisted banking and smarter merchant growth.

Built for trust Designed for speed
XTON PAY
TODAY'S COLLECTION
₹1,28,450.00
18.4%vs last week
UPI
Instant
Secure
by design
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One platform. More possibilities.

Everything you need
under XtonPay.

All of these solutions come together under XtonPay to make digital payments, banking and merchant services simpler, faster and more accessible.

02

UPI CashPoint

Withdrawal-focused digital cash access for customers through trusted assisted service points.

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03

AePS

Deliver secure Aadhaar-enabled banking services for balance checks, cash withdrawal and more.

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04

mATM

Offer mobile ATM capabilities for quick access to cash and banking convenience in underserved areas.

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05

Bill Payments

Support utility, telecom, and everyday bill collections with a simple digital process.

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06

Facilitated Fund Transfer

Streamline money movement for customers and agents with fast, reliable transfer workflows.

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07

Cashout

Provide hassle-free cash withdrawal options backed by secure transaction processing.

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08

Prepaid Recharge

Enable quick top-ups and recharges for mobile, data and utility services across India.

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09

Merchant Acquiring Solution

Equip merchants with payment acceptance tools that help them serve customers and grow faster.

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10

UPI QR Creation

Create and manage QR-based payment experiences for businesses, merchants and service points.

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11

IVR/ASR

Enable voice-driven payments and service access through simple, accessible IVR and ASR journeys.

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12

Software Development

Build secure, scalable digital payment and operations platforms tailored to business needs.

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XT
Reliable by
design

About XTON India Technologies

Technology with
a human centre.

XTON India Technologies builds practical, secure payment solutions for people and businesses across India.

From everyday UPI payments to assisted banking, merchant tools and digital collections, we connect trusted technology with the real needs of our communities.

Reliable operations Secure transactions Responsive support

Built for every side of the transaction

One ecosystem.
Two powerful apps.

Purpose-built experiences for customers and merchants, connected by the same dependable XTON payment infrastructure.

For customers

XTON User App

Access everyday essentials through a simple and secure digital wallet experience.

  • UPI 123Pay
  • Bill Payments
  • Prepaid Recharge
  • QR Creation
Get the user app
XTONGood morning₹24,580.00
For businesses

XTON Merchant App

Run assisted banking, merchant payments and settlement workflows from one operational dashboard.

  • UPI CashPoint
  • AePS
  • mATM
  • Bill Payments
  • Facilitated Fund Transfer
  • Cashout
  • Prepaid Recharge
Grow with XTON
XTON PROToday's sales₹1,28,450
Mr. Partha Nath, Co-founder of XTON and MissCallPay

Founder

Mr. Partha Nath

Founder | Growth & Funding Strategist

Mr. Partha Nath has been associated with MissCallPay for the last 4 years and is currently serving as the Founder, bringing sharp strategic direction and a strong commercial mindset to the business. He has a proven track record in sales, fundraising, and partner development, with the ability to identify growth opportunities and convert them into measurable business outcomes.

His experience spans sales across PSU and private sector banks, as well as other government sectors and semi-government sectors, giving him a strong understanding of large-scale institutional relationships, strategic growth, and long-term business expansion.

Let's build what is next

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in mind?

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